
Two lifelong friends document and share their personal journey as they seek to become financially independent and retire early (FIRE). One achieves his FIRE goal in 2020 during a global pandemic, inspiring the other to play catch-up. Whether you are new to the FIRE movement, already on your FIRE journey, or have retired early, there’s something here for you. Go beyond the numbers and get the personal stories as experienced by Eric and Jason.
Episodes

Sunday Apr 14, 2024
Retiring Early Made This Possible
Sunday Apr 14, 2024
Sunday Apr 14, 2024
What essential lessons did Jason learn from the most impactful travel he's done to date? In this episode, Eric and Jason catch up on a number of recent changes in their lives. Topics discussed include Eric and Laura's recent big announcement, Jason's Camino experience, the benefits and challenges of pre- and post-FI travel, and much more.
Show notes: https://twosidesoffi.com/catchingup

Sunday Mar 17, 2024
One Step Closer to FI/RE - Preparing to Give Notice
Sunday Mar 17, 2024
Sunday Mar 17, 2024
Eric and Laura discuss their preparations as they near their FI number and Laura prepares to notify her employer that she's leaving. Recorded in the fall of 2023, this behind-the-scenes discussion was prepared for release on the week that Laura submits her resignation letter (which she did on Thursday!) They discuss their hesitations, changes of heart, and ready themselves for what's ahead.
Show notes + resources: https://twosidesoffi.com/one-step-closer-to-fi

Monday Feb 26, 2024
Retired Early to USVIs, Florida, and Spain: How They Did It
Monday Feb 26, 2024
Monday Feb 26, 2024
Have you considered living a life outside of your home country in retirement? Jeff went from broke at 38 to financially independent at 45 with six rental properties supporting them. He and his wife relocated to St Thomas, USVI for a few years, bought a rental property in Puerto Rico and now they’re preparing to relocate to Spain. So, if you’ve considered what a life outside the mainland US might look like, I think you’ll find his story interesting.
Show notes: https://twosidesoffi.com/retirementality

Sunday Feb 04, 2024
My Healthcare Costs in Early Retirement (Year 3)
Sunday Feb 04, 2024
Sunday Feb 04, 2024
What's the true cost of healthcare in early retirement and can it break your budget? In this episode, Jason shares his experiences with Eric after three years on an ACA health insurance plan. Topics discussed include selecting and evaluating plans, how to estimate your income, premium tax credits, and why 2023 was Jason's worst year for healthcare expenses to date.
Show notes: https://twosidesoffi.com/ouch

Sunday Jan 21, 2024
FI-nancial Checkup: New Year Routines + Goals for 2024
Sunday Jan 21, 2024
Sunday Jan 21, 2024
What financial lessons did we learn last year and what will we do differently in 2024? In today's episode, Eric and Jason discuss their end of year review processes. Topics include investing goals, their net worth reviews, lessons learned, and much more.
Show notes: https://twosidesoffi.com/newyear

Sunday Jan 07, 2024
Financially Independent, Recreationally Employed (FIRE)
Sunday Jan 07, 2024
Sunday Jan 07, 2024
Have you truly retired if you continue to do any work for money? In this episode, Eric and Jason talk about their own FIRE goals and how they've changed over time. Topics discussed include their respective journeys, why Jason has a part-time job after retiring, the internet retirement police, and much more.
Show notes: https://twosidesoffi.com/busted

Sunday Dec 03, 2023
Did We Budget Enough for Travel in Early Retirement?
Sunday Dec 03, 2023
Sunday Dec 03, 2023
What happens if all the travel you want to do after retiring would break the budget? In this episode, Eric and Jason talk about the importance of travel to their early retirement plans. Topics discussed include financial concerns, disagreeing with your spouse, the value of planning by age range, and much more.
Show notes: https://twosidesoffi.com/travel

Sunday Nov 19, 2023
Retired Early and Feeling Lost. What’s Next?
Sunday Nov 19, 2023
Sunday Nov 19, 2023
How does it feel when you haven't yet found your purpose after retiring early? In this episode, Jason talks with Eric about his three year journey exploring his post-FIRE purpose. In this episode, they discuss the phases of retirement, seeking out meaningful projects, lessons learned along the way, and much more.
Show notes: https://twosidesoffi.com/purpose

Sunday Nov 05, 2023
The Health Risks of Early Retirement
Sunday Nov 05, 2023
Sunday Nov 05, 2023
If you're not giving mental and physical health the same level of attention as your financial health, you're playing with fire. In this episode, Jason talks with Eric about what steps he's taking to prioritize his own wellness in early retirement, including a frank conversation about mental health. Here they discuss steps to promote wellness, the distinct challenges of retirement, and much more. Don't miss the show notes as they include a link to Jason's latest blog post on the topic of mental health.
Show notes: https://twosidesoffi.com/wellness

Sunday Oct 22, 2023
One More Year: My Decision to Postpone Early Retirement
Sunday Oct 22, 2023
Sunday Oct 22, 2023
Can you imagine changing your mind about retiring early just as the finish line comes into view? What factors could cause someone to consider working one more year? In this episode, Eric talks with Jason about the idea to delay his retirement. Topics covered include why he's considering it, getting agreement with your spouse, how others reacted to the idea, and much more.
Show notes: https://twosidesoffi.com/OMY